| Principal Subsidiaries |
Country of Incorporation |
Effective Percentage (%) of Interest held |
| Guardian Asset Management Ltd |
Republic of Trinidad & Tobago |
100 |
| Guardian Asset Management Jamaica Ltd |
Jamaica |
100 |
| Guardian Resorts Jamaica Ltd |
Jamaica |
100 |
| Risk Management Services Ltd |
Republic of Trinidad & Tobago |
100 |
| Fatum Holding NV |
Netherlands Antilles |
99 |
|
|
Netherlands Antilles |
99 |
|
|
Netherlands Antilles |
99 |
| Fatum General Insurance |
Netherlands Antilles |
99 |
| Guardian Insurance Limited |
Republic of Trinidad & Tobago |
100 |
|
|
Jamaica |
100 |
|
|
Republic of Trinidad & Tobago |
100 |
- Bancassurance Caribbean Ltd
|
Republic of Trinidad & Tobago |
100 |
| Guardian General Ltd |
|
|
| Guardian General Insurance Ltd |
|
|
- Nemwil Holdings (Gibraltar) Ltd
|
Gibraltar |
100 |
|
|
Guernsey |
100 |
|
|
United Kingdom |
100 |
|
|
Gibraltar |
|
|
|
United Kingdom |
|
- West Indies Alliance (Jamaica) Ltd
|
Jamaica |
100 |
- NEM (West Indies) Insurance Ltd
|
Republic of Trinidad & Tobago |
100 |
|
|
Bermuda |
100 |
- Nemwil International Insurance Services Ltd
|
United Kingdom |
100 |
- Nemwil Corporate Capital Ltd
|
Republic of Trinidad & Tobago |
100 |